Where to use your Edgars card: Top stores you should know

An Edgars card allows account holders access to fashion and beauty items on credit, but with a repayment plan if they shop from the department store. According to recent sources, the Edgars (RCS) card is accepted at a wide network of over 30,000 stores.

Key takeaways

• Owned by Retailability, Edgars has multiple stores around Namibia, Zambia, Ghana, Lesotho and Botswana.
• Individuals with the Edgars account/ RCS store card can utilise it at any store with the RCS logo, including Legit and Beaver Canoe.
• The Edgars gift cards are restricted to in-store use only.
• The Edgars account card is a physical one linked to your credit facility, whereas the club card is a membership number for the rewards program.

Stores that accept an Edgars RCS card: Where to shop as an account holder

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According to Edgars' official website, the Edgars credit card can be used at various stores associated with the financial service company RCS. These stores include:

Groceries

• Pick 'n Pay
• Shoprite
• Checkers

Fashion & accessories

• Keedo
• Style
• Legit
• Edgars Beauty
• Swagga
• Queenspark
• Fila
• Castle Jewellers
• Jet

Automotive

• Tiger Wheel & Tyre
• Other RCS auto partners

Home & DIY

• Dis-Chem
• Makro
• Game
• Builders Warehouse

Other

• Shell
• Engen
• LiquorShop

Eligibility requirements for an Edgars card

If you are a shopaholic, consider getting an Edgars card that will allow you to access items on credit. However, you must meet specific criteria before being issued the card, per this Edgars Instagram post:

• Must be 18 years or older.
• Must provide proof of residence.
• Must be employed and have proof of income documentation.
• In South Africa, a valid driver's license is required.

Breakdown of the Edgars card application process

According to Edgars' website, applying for a card is straightforward. Here is a step-by-step guide to the process:

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• Step 1: Visit your nearest main Edgars store (Remember to bring your ID and latest payslip).
• Step 2: Fill out the application form.
• Step 3: Complete the information for Account Protection.
• Step 4: Confirm if your Edgars account details are correct.

Exploring the perks of being an Edgars account holder

Besides being able to shop on credit, an Edgars card may allow up to six months of interest-free shopping for in-store and online purchases. Here are some other benefits of being an account holder:

• A gift voucher upon completion of the application process and approval.
• A 24 or 36-month repayment plan.
• Free SMS notification after each transaction for future reference.
• Up to three additional cards for family and friends.
• An account protection policy for your peace of mind.
• Buy data, airtime or electricity in the comfort of your home by simply dialling *120*20080#

Paying for your Edgars account

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Paying for the credit spent on your account has never been easier. Here are the various channels to do this seamlessly:

• Through a debit order ( Write an email to edgarsenquiries@rcsgroup.co.za with your bank details for the activation process)
• At Edgars stores (Remember to carry your Edgars card with you)
• Via Electronic Funds Transfer (EFT)
• At an Automatic Teller Machine (ATM)
• Via EasyPay

FAQs

What is the monthly fee on an Edgars account?

In South Africa, RCS charges R34 per month on all Edgars accounts. However, the financial service company is not responsible for insurance deductions or related fees.

How can one access the available credit on their Edgars card?

To get this information, dial *120*1430*card number# on your phone. Alternatively, visit an Edgars main outlet with a card.

Can you withdraw money from your Edgars account?

Yes, you can withdraw money from your account at an ATM or apply for a cash advance directly into your bank account. Contact the RCS Group in South Africa via 0861 729 727 for assistance.

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Wrapping up

With an Edgars RCS card, you can purchase products and services on credit at Edgars stores and over 30,000 other selected stores.

DISCLAIMER: This article is not sponsored by any third party. It is intended for general informational purposes only and does not address individual circumstances. It is not a substitute for professional advice or help and should not be relied on to make decisions. Any action you take based on the information presented in this article is strictly at your own risk and responsibility!

READ MORE: Which stores accept Identity cards for shopping in South Africa?

Identity is a popular South African retailer offering the latest fashion apparel and accessories at competitive prices. Briefly.co.za wrote an article for Identity customers to see which retailers support Identity cards.

Which stores in South Africa accept identity cards for shopping? Here is a list of retail stores that support Identity cards and other essential information for Identity customers to know.

Proofreading by Kelly Lippke, copy editor at Briefly.co.za.

Source: Briefly News